能否对银行委托的催收机构置之不理？

答案是<b>不能</b>。

银行委托的催收机构是合法的金融机构，他们有权利催收欠款，你 ignoring 这些催收电话信息，you are not going to make the problem go away, it will just get worse. The debt collectors have legal ways to enforce the payment, and you could end up with a County Court Judgment against your name, which would affect your credit rating for years to come.

你遇到了催收问题，最好的办法是主动和银行催收机构协商，了解你的还款选项，也许你有资格申请债务重组减免部分债务。 Ignoring the problem will not make it go away, and it could make things much worse for you in the long run.

你有没有遇到过催收问题呢？你是如何解决的？快来留言分享你的经验吧，访问我们的网站获取更多金融和法律知识。